The form is usually fairly simple; you’ll have to fill in information such as the property owner’s name and contact information, the address of the property you need a CO for, and a representative’s name and contact information if you want to appoint someone else to give and receive information on the property.
- In order to obtain a certificate of occupancy, your property must pass a series of inspections. These inspections may include a plumbing inspection, an electrical inspection, a fire safety inspection, and a general building inspection.
How do I get a certificate of occupancy?
To obtain a certificate of occupancy, you’ll need to fill out an application with your municipality or city’s local zoning or building department and pay a fee. If you’re building from scratch, you may need to obtain a certificate of occupancy before any work is started.
Who needs a certificate of occupancy?
A certificate of occupancy is generally required when one of three things happens: A new building is constructed. A property is converted to a new use, such as from residential to commercial. Ownership of a multi-family, commercial, or industrial property changes.
How do you get a CO for your house?
You’ll need to have a pro employed by your local government come out to take a look and confirm your home qualifies for a CO. It’s an official inspection…not to be confused with the home inspection ordered by the buyer of your house.
What happens if there is no occupancy certificate?
Occupying a property without an OC is considered as illegal and local civic bodies can ask you to vacate the property. You may have to face trouble in getting water connection or sanitary connection or electricity supply connection.
Can you buy a house without a CO?
Various approval conditions must be satisfied to obtain a home loan. Buyers who qualify for financing can purchase a house without a co-signer. Buyers can contact credit union representatives, bankers and mortgage companies to apply for a home loan. A loan officer can review a buyer’s qualifications for a home loan.
What is a occupancy inspection?
The main purpose of this inspection service is to identify the occupant of a property. With the rise of foreclosures and new regulations, many banks, lenders and mortgage companies are challenged with managing these properties. Abandoned homes are a big problem.
Is certificate of occupancy a title deed?
In closing, Certificate of Occupancy and Deed of Assignment are both legal means of acquiring title and ownership to land properties in Nigeria. Hence both documents must be properly investigated by a purchaser of land where the seller relies on these documents as his root of title.
Do I need a certificate of occupancy to rent my house?
In most states, it is illegal to rent or use a building whose construction or renovation has not been certified for occupancy.